Is there a change coming to FHA MI?

Jul 12, 2019 | Mortgages

On Wednesday, The House of Representative passed the Housing Financial Literacy Act of 2019…also called HR 2162.  The bill modifies the discount giving the by Federal Housing Administration (FHA) on single-family mortgage-insurance premium payments for first-time...

The Top 5 Reasons Why You Should Attend My Homebuyer’s Seminar

Apr 26, 2019 | Mortgages

While buying your home is exciting and something to be proud of, it can be a confusing and complicated process that can leave you feeling intimidated. Which is why I host a monthly homebuyer seminar to help alleviate some of the anxiety that comes with purchasing your...

More Borrowers Will Now Qualify for a Mortgage

Apr 10, 2019 | Mortgages

When President Trump signed the new tax law into effect for the 2018 tax year, there were some changes that help borrowers qualify for a mortgage or a larger loan amount than they previously qualified for. One of the biggest changes that borrowers will notice in this...

When Getting a Mortgage DO NOT…

Mar 25, 2019 | Mortgages

When Team Rebecca is helping you get into your dream house or helping you refinance your current mortgage, we want the process to go as smoothly as possible for you. There are some things that you do NOT want to do when applying for a mortgage. For if you do, it could...

Top 3 Reasons to Work with a Direct Endorsement Lender

Mar 10, 2019 | Mortgages

  Not all lenders are the same when it comes to offering FHA loans.  Look for a lender who has been granted Direct Endorsement authority by the Federal Housing Administration (FHA).  This means the lender has the authority to underwrite and approve FHA loans...

Make Sense of VA Certificate of Eligibility (COE)

Feb 25, 2019 | Home Buying Tips, Mortgages, Refinance

We get a lot of Veterans who are interested in buying a home, but don’t know if they are eligible for a VA loan or even how to read their Certificate of Eligibility (COE). How to read the Certificate of Eligibility There are 5 items that affect your eligibility, which...