What Does the Fed Lowering Interest Rates Mean to Me?

Every time the Fed lowers rates, our phones ring!  Everyone thinks that means mortgage rates are going down…when in fact, that is usually the opposite of what happens. And unfortunately, most loan officers do not even understand the relationship between the Fed funds...

Why Should I Refinance?

With falling interest rates, we are getting a lot of calls from people looking to refinance…but they don’t always know why and if they should.  Here are some reason why a refinance makes sense. You can get a better/lower interest rate.  I hear from clients a lot,...
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